Pet Peeve: TOWING Coverage

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Pet Peeve: TOWING Coverage- I am not a fan of insurance companies offering towing coverage through an insurance policy. Insurance policies are for liability, Comprehensive, and Collision coverage in the event of a covered peril loss.  Your collector car is on the road one one hundredth of the time that your daily driver is, yet you are buying towing insurance coverage? First off, the chances of a break-down in your hot rod are slim and none, given that you rarely drive the car. IF a breakdown should occur, call a buddy, a pal, your wife, or here is a thought, call a damn tow truck yourself!  The towing coverages offered are for hook up and have very limited towing miles included. Most of the time you WILL pay something for the towing. Save the money on the premium.  Negotiate with the tow truck driver yourself since you are paying the bill directly.  The chance ratio is very low here. Stop buying towing coverage through your insurance policies. As your insurance agent, I will do my darnedest to talk you out of it. -Jake

*For a direct insurance quote and application on your collector car visit the insurance information page here. Click the Submission Form

**If you are with Hagerty Insurance, contact me today for a policy review. Being insured properly is more important than receiving a glossy magazine in the mail. I can review your policy inside my Hagerty Agent Dashboard.  Email me directly at jake@octaneroad.com to kick things off.

*** Yes, the picture above IS my tow truck with the Daytona on top. One of the great hunting stories at jakesgeneralstore.com Visit my hobby blog by clicking here

 

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